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How to budget for your stay in Adelaide

Life as an international student is full of fun and adventure, but it can also be expensive. One of the best ways to stay on top of your money is to create a budget.  

To help you get started, we've put together this handy guide to budgeting for your stay in Adelaide, including discounts on public transport and clothes. 

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Last Updated Friday 21st March, 2025

Get a part-time or casual job 

Getting a job is a great way to make some extra money, learn new skills and make new friends. Student visa holders are permitted to work up to 48 hours per fortnight during the semester and unlimited hours over holidays. 

What's more, landing a job while studying is easy with 大象视频Adelaide's award-winning Job Shop. 

Calculate your income 

To find your income, add together all the money you鈥檒l receive each month. This could include earnings from work, an allowance from home or even scholarship funds.  

When it comes to estimating wages, most student jobs pay between $20 and $30 per hour, but this can vary depending on role, industry and time of work - for example, you'll usually get paid more on public holidays. 

Calculate your expenses 

Now it鈥檚 time to figure out your expenses. It can be helpful to break these into two categories: fixed and variable costs.  

Fixed costs like university tuition fees, Adelaide student accommodation, bills and health insurance, stay the same. Variable expenses like grocery costs, Adelaide Metro fares, and entertainment can change weekly. 

Thankfully, the cost of living in Adelaide is cheaper than in many other parts of Australia, so you'll have more money and time to enjoy all that Adelaide has to offer.  

Create a monthly budget 

Making your budget is easy. You can write it down on a piece of paper, create a spreadsheet or use an app or online tool like the  

At the very least, you should ensure you鈥檙e spending less than you earn. However, a budget can also be a great way to see where you might be overspending and how you could save. 

Track your spending 

Now that you鈥檝e created your budget, it鈥檚 time to follow it! Make a note of your expenses to make sure you鈥檙e staying on track. Remember, you can always adjust your budget as you go. 

Look for ways to save money 

If you want your budget to go further, there are some simple steps you can take. 

  • Cook at home - Cooking for yourself is cheaper and healthier than eating out. Consider meal prepping over the weekend to save yourself time throughout the week. 

  • Plan your groceries - Impulse purchases can add up quickly. Plan your meals and make a shopping list to help you buy only the essentials. You鈥檙e always welcome at . It鈥檚 just like a small supermarket where, by showing your student card, you can get free bread, fruit and vegetables as well as other food and essential items at a reduced cost. 

  • Save on accommodation - When it comes to student accommodation in Adelaide, share housing is an affordable choice, and it鈥檚 also a great way to make new friends. You should also consider the different suburbs in Adelaide - there are a number of great, student-friendly options. 

  • Choose public transport - You can access  on CBD trams and on the city connector bus, and full-time students receive , making it easy to get around for less. Or, pick up a bike from Adelaide Community Bike Workshop and take advantage of the city鈥檚 great bike paths.  

  • Reduce your use - Simple habits, like turning off unused lights, reducing your heating and air conditioning use and using less water can help you save money on your utility bills.  

  • Buy second-hand - , Facebook Marketplace (make sure you ) and garage sales are all excellent places to find bargains on clothes, furniture, kitchenware, decor and much more. 

  • Access student discounts - Keep your student card with you at all times! Being able to prove you are a student can get you discounts on everything from food to clothes, movie tickets, events and more, so you鈥檒l be able to get out and about no matter what鈥檚 on in Adelaide. Many universities in Adelaide also offer free or discounted software, such as Microsoft Office and Adobe Creative Suite. 

  • Find free and discounts fun - You鈥檒l find lots of things to do in Adelaide through 大象视频Adelaide and your university. 

  • Utilise free community resources - In Adelaide, there鈥檚 , and you can access computers and borrow books, video games and more at your local library. 

Prepare for unexpected costs  

While unexpected events are rare, they do happen, and they can be costly. That鈥檚 why it鈥檚 a good idea to have at least a month鈥檚 expenses set aside for emergencies. 

For example, you could find you need to move house unexpectedly or have to fix your car. Having an emergency fund can help you cover surprise expenses and get back to normal quickly. 

Save for future goals 

Saving is a wonderful habit, so try to put some money aside each month. 

You don鈥檛 necessarily have to think long term: you might want to save for a visit home, a cool new smartphone or just enjoy the many fun things to do in Adelaide! 

Learn more! 

Keep exploring the 大象视频Adelaide website to learn more about accommodationwork rights and the cost of living in Adelaide as an international student. 

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